The Digital Insurance Agency Built for Mortgage Institutions.

Covered was built to solve insurance pain points for mortgage institutions, across the full mortgage lifecycle—from origination to refinance and servicing.

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*The sample dashboard and data shown therein are for illustrative purposes only and are intended to demonstrate the general design, functionality, and reporting capabilities of the platform. The figures, timeframes, CSAT and borrower retention information displayed are fictional and do not represent actual customer data or performance metrics. Actual data, integration parameters, and system outputs will vary based on each lender’s configuration, data sources, and other factors. This illustration does not constitute an offer, quote, or guarantee of insurance coverage, pricing, or availability.

3 of the top 10 residential mortgage servicing companies use Covered to improve the insurance experience for their borrowers.*

*References to “3 of the top 10 residential mortgage servicing companies” are based on MSRs serviced rankings published by National Mortgage News (“20 Residential Depository Lenders with the Largest Total Origination Volume,” Q2 2025). Rankings and lender participation are determined by National Mortgage News’ independent methodology and are subject to change. The inclusion of such lenders does not constitute an endorsement or partnership, and results may not reflect the full market of residential lenders.

Covered: Insurance solutions for every stage of the mortgage lifecycle

Covered delivers integrated product suites that work together to solve insurance pains across the full mortgage lifecycle.

Insurance marketplace that optimizes for coverage

Curated to optimize for getting the coverage needed to get—or keep—a mortgage, our carrier marketplace includes 55+ top-rated carriers and nationwide access. Our marketplace can help your borrowers find the coverage they need—even in complex risk scenarios.

Agency that specializes in mortgage needs

Our U.S.-based agents are experts in homeowners insurance and mortgage needs. We can work directly with loan officers or servicing call centers for the best outcomes. Our agents can help your borrowers find affordable coverage that meets mortgage requirements.

Lender kit tailored to mortgage enterprises

Embed low-friction insurance experiences directly into your LOS, POS or CRM with turnkey UX components, real-time quoting APIs, and pre-built integrations with Blend, ICE Servicing Digital and Blue Sage.

Policy shopping that supports borrower needs

Deliver personalized, compliant insurance shopping experiences tailored to each borrower's risk profile, affordability needs, and bundle opportunities—including home and auto bundling to reduce DTI.

Risk monitoring for mortgage enterprises

Unlock portfolio intelligence with continuous monitoring for renewal opportunities, escrow optimization, and lender-placed insurance avoidance—helping you protect both borrower satisfaction and your bottom line.

Mortgage use cases: see how Covered can help

Covered's solutions address insurance challenges at every stage of the mortgage journey—from origination to servicing and refinancing.

Origination

Streamline closings with actionable insurance quotes

Automate insurance collection and documentation

Improve loan officer confidence and retention

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Servicing

Monitor for overpayment risk in book of business

Deflect escrow "shock" inquiries from call centers

Simplify insurance renewal shopping for borrowers

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Refinancing

Retain more borrowers with insurance savings opportunities

Reduce total monthly payments for borrowers

Increase visibility for LOs into insurance process

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Pre-built integrations with mortgage tech

Covered works natively within your existing mortgage technology stack. Our pre-built integrations with Blend POS, Blue Sage Solutions and ICE Servicing Digital, mean faster deployment, streamlined integration, and seamless borrower experiences.

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Why choose Covered?

Covered is the digital insurance agency designed to solve the unique pain points that mortgage institutions deal with regarding insurance.

Built for Mortgage

Covered is designed to help mortgage enterprises optimize insurance outcomes across the entire mortgage lifecycle—from origination to refinance to servicing.

Coverage Above All

With access to 55+ top-rated carriers across all 50 states, we can help your customers secure the right coverage at the right price—even in complex risk scenarios. Our licensed, U.S.-based agents specialize in homeowner and mortgage-driven needs.

Technology Depth

Our API-first platform integrates seamlessly with leading mortgage technologies and comes ready with intuitive UX patterns, real-time data insights, and turnkey workflows.

Nationwide coverage from carriers we trust

Not all carrier networks are created equal. We've curated a list of 55+ top-rated national and regional carriers specifically chosen for mortgage workflows—helping your borrowers find coverage, even in complex risk scenarios.

Covered specializes in mortgage compliance

Covered’s services were developed with compliance in mind to address state and federal regulations such as GLBA and RESPA. Covered’s internal controls and policies are SOC 2 Type II certified. We align with CFPB guidance as it relates to settlement service providers and financial service marketplaces.

Frequently Asked Questions

We’ve put together answers to our most frequently asked questions to save you time.

Who is Covered for?

Covered is purpose-built for independent mortgage banks, credit unions, banks, and pure servicers.

How does implementation work?

Covered offers a variety of flexible implementation offerings that we can tailor to your business, including a number of pre-built, turnkey integrations with Blend, ICE Servicing Digital and Blue Sage Solutions. Contact us to learn more.

What makes Covered different from other insurance marketplaces?

Unlike most insurance agencies, Covered specializes in homeowners insurance and working with mortgage institutions. We offer dedicated difficult market access, work with 55+ carriers, and are 50-state licensed. Covered was built to solve lender and servicer pain points throughout the full mortgage lifecycle.

Is Covered compliant with mortgage and insurance regulations?

Covered’s services were developed with compliance in mind to address state and federal regulations such as GLBA and RESPA. We align with CFPB guidance as it relates to settlement service providers and financial service marketplaces, and our internal controls and policies are SOC 2 Type II certified.

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