Compare California FAIR Plan insurance options through Covered and shop alongside other top-rated carriers during your mortgage process.
Compare QuotesThe California FAIR Plan is a state-mandated insurance pool created to provide basic property insurance coverage for homeowners who are unable to secure coverage in the traditional market. It offers policies designed to help protect against property damage from specific risks, particularly in high wildfire-risk areas. The FAIR Plan serves as a last-resort option for homeowners who may not qualify for standard homeowners insurance.
When your mortgage professional invites you to shop insurance through Covered, you can compare California FAIR Plan options with other participating carriers in one streamlined experience.
Homebuyers often evaluate California FAIR Plan for:
*Coverage is limited and may require supplemental policies.
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Providing access to California FAIR Plan within the mortgage workflow helps:
Covered does not replace the carrier relationship. It simplifies the comparison process.
We’ve put together answers to our most frequently asked questions to save you time.
Covered is an independent embedded insurance platform that provides access to multiple participating carriers, including California FAIR Plan where available.
No. Buyers receive quotes directly from participating carriers at competitive market rates.
Yes. Buyers may always work directly with any insurance provider.
Be free of insurance headaches and unlock choices that actually best serve you.
Hours of Operation
Monday to Friday
6 AM to 7 PM MT
Saturday
9 AM to 6 PM MT
Sunday
Closed
Call Us
833-487-2683
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“Quotes are presented solely for your convenience. Savings may vary. Rates are subject to change based upon the specific coverage you select and other factors that apply to your situation. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.”