blog category

Home Insurance

How Much Does Homeowners Insurance Cost in 2026?

Homeowners insurance costs are rising in 2026. Learn average prices, what drives premiums, and how to lower your rate while keeping proper coverage.

Adam Hochberg

March 25, 2026

Is Bundling Home and Auto Insurance Worth It?

Bundling home and auto insurance can lower costs and simplify coverage, but comparing bundled and separate quotes is key to finding the best deal.

Adam Hochberg

March 25, 2026

How Insurance Claims Affect Your Rates (Home & Auto)

Understand how insurance claims affect your home and auto rates, how long they stay on your record, and when filing a claim makes financial sense.

Adam Hochberg

March 25, 2026

Replacement Cost vs. Actual Cash Value Explained

Learn the difference between replacement cost and actual cash value, how insurance payouts work, and what to check on your policy to avoid surprises.

Adam Hochberg

Protecting Closings (and Margins) in a High-Premium Market With Blend + Covered's Integration

Homeowners insurance is disrupting mortgage affordability. See how embedding coverage inside Blend reduces fallout, delays, and friction for mortgage companies.

Adam Hochberg

February 26, 2026

Helping Borrowers Re-Shop Their Homeowners Insurance

As insurance volatility grows, smart servicers are helping borrowers re-shop coverage early—reducing risk, call volume, and forced-placed insurance events.

Adam Hochberg

December 18, 2025

Re-Shopping Your Home Insurance: Is Now a Good Time?

Escrow or renewal increase? Life changes? Renovations? Learn when it may be time to review your homeowners insurance and explore options that fit your coverage needs, without the hassle.

Adam Hochberg

December 4, 2025

Common Home Damage Sources

Water, wind, hail, and fire drive most costly home insurance claims. Learn how to prevent damage, avoid coverage gaps, and stay properly insured.

Adam Hochberg

December 4, 2025

Home Upgrades That Can Lower Your Insurance Risk

Home upgrades like leak detectors, impact-resistant roofing, and security systems can lower insurance risks. Learn how to document and report them for potential discounts.

Adam Hochberg

December 4, 2025

What Is Lender-Placed Insurance and Why You Should Care

Lender-Placed Insurance is costly and limited. Learn how to avoid it by keeping coverage active, updating your servicer, and responding to insurance notices.

Adam Hochberg

December 4, 2025

How Your Location Affects Homeowners Insurance Costs

Homeowners insurance costs vary by ZIP code. Learn how location impacts premiums and what you can do to budget, plan, and stay covered year after year.

Adam Hochberg

December 4, 2025

Why Did My Mortgage Payment Go Up?

Even with a fixed-rate mortgage, your payment can rise due to property tax and insurance hikes. Learn what drives increases and how to manage fluctuating costs.

Adam Hochberg

December 4, 2025

Post-Close: What If I Change My Policy?

Learn how to switch your homeowners insurance after closing, avoid costly coverage gaps, and keep your lender in the loop.

Rose Luna

August 8, 2025

Avoid These Holiday Hazards

Stay safe this holiday season with essential tips on fire prevention, travel prep, package security, and more—before small risks become big problems.

Rose Luna

November 10, 2025

Complete 2026 Home Insurance Guide: Coverage, Costs & Savings

Explore 2025 home insurance costs, coverage types, and savings tips. Learn how location, risks, and policy choices impact premiums and protection.

Rose Luna

August 12, 2025