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Mortgage use cases: see how Covered can help

Covered's solutions address insurance challenges at every stage of the mortgage journey—from origination to servicing and refinancing.

Origination

Streamline closings with actionable insurance quotes

Automate insurance collection and documentation

Improve loan officer confidence and retention

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Servicing

Monitor for overpayment risk in book of business

Deflect escrow "shock" inquiries from call centers

Simplify insurance renewal shopping for borrowers

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Refinancing

Retain more borrowers with insurance savings opportunities

Reduce total monthly payments for borrowers

Increase visibility for LOs into insurance process

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Pre-built integrations with mortgage tech

Covered works natively within your existing mortgage technology stack. Our pre-built integrations with Blend POS, Blue Sage Solutions and ICE Servicing Digital, mean faster deployment, streamlined integration, and seamless borrower experiences.

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Why choose Covered?

Covered is the digital insurance agency designed to solve the unique pain points that mortgage institutions deal with regarding insurance.

Built for Mortgage

Covered is designed to help mortgage enterprises optimize insurance outcomes across the entire mortgage lifecycle—from origination to refinance to servicing.

Coverage Above All

With access to 55+ top-rated carriers across all 50 states, we can help your customers secure the right coverage at the right price—even in complex risk scenarios. Our licensed, U.S.-based agents specialize in homeowner and mortgage-driven needs.

Technology Depth

Our API-first platform integrates seamlessly with leading mortgage technologies and comes ready with intuitive UX patterns, real-time data insights, and turnkey workflows.

Frequently Asked Questions

We’ve put together answers to our most frequently asked questions to save you time.

Who is Covered for?

Covered is purpose-built for independent mortgage banks, credit unions, banks, and pure servicers.

How does implementation work?

Covered offers a variety of flexible implementation offerings that we can tailor to your business, including a number of pre-built, turnkey integrations with Blend, ICE Servicing Digital and Blue Sage Solutions. Contact us to learn more.

What makes Covered different from other insurance marketplaces?

Unlike most insurance agencies, Covered specializes in homeowners insurance and working with mortgage institutions. We offer dedicated difficult market access, work with 55+ carriers, and are 50-state licensed. Covered was built to solve lender and servicer pain points throughout the full mortgage lifecycle.

Is Covered compliant with mortgage and insurance regulations?

Covered’s services were developed with compliance in mind to address state and federal regulations such as GLBA and RESPA. We align with CFPB guidance as it relates to settlement service providers and financial service marketplaces, and our internal controls and policies are SOC 2 Type II certified.