COVERED + NCINO POS INTEGRATION

Homeowners' Insurance (HOI) when and where your borrowers need it most. The
nCino HOI task now offers greater availability and affordability, powered by Covered -
removing friction from on of the most time-sensitive steps in any mortgage transaction: securing HOI.

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Insurance Shopping. EOI delivery. HOI task closure. All handled - right inside nCino

The nCino HOI task, powered by Covered, unleashes a seamless insurance shopping experience right inside the borrower portal and automates evidence of insurance (EOI) delivery and HOI task closure - eliminating manual work and reducing delay

This integration allows borrowers to:

Shop with confidence
‍— Access 80+ top rated
carriers across all 50
states, with quotes
tailored to their property
and loan.

Get help when the
market is tough
‍— In states where coverage is
limited or pricey, US-
based licensed Covered
advisors step in with
mortgage trained
expertise.

Stay in their workflow
‍— it all happens inside
the nCino borrower
experience. No new
logins or added friction.

Find coverage that
meets mortgage
requirements
‍— Quickly and easily get
the policy that meets
their lender's
requirements before it
gets to the closing table.

Save at the perfect
time - refinance
‍— Refinance customers
can shop Covered to
compare options, find a
better rate, and save -
without disrupting the
loan process. Covered
also proactively re-shops
at renewal, so your
borrowers stay
protected well after
closing.

Lenders can look forward to:

Automatic EOI delivery
‍— carrier and policy
number return to the
loan file automatically.

Fewer HOI-related
delays
‍— keep closings
on track and close up to
three days faster.

Excellent borrower
support
‍— US-based
licensed agents handle
every borrower
insurance question by
phone and email.

A partner built for
mortgage compliance
‍— trusted by 100+
enterprise partners,
including top-tier banks,
IMBs, and credit unions.

Mortgage-ready
coverage
‍that keeps
your pipeline moving.

Get borrowers to the right HOI policy — right in their nCino portal

Getting a mortgage is hard enough. Finding homeowners insurance shouldn't be. Covered makes finding the right HOI policy easy.

This integration offers borrowers:

A clear, guided insurance experience, embedded
alongside the rest of their loan tasks.

Quick and easy access to policy options from 80+
top-rated carriers nationwide.

Support from friendly, US-based, licensed agents
- mortgage trained and ready when your
borrowers need them.

Confirmed HOI coverage that keeps closing on
track - with average customer savings of $1,240

Value for loan officers: HOI shouldn't slow your pipeline down. Now it won't.

Insurance can be one of the most time-consuming parts of getting a loan to the table. Covered is here to take that burden off your plate.

This integration helps loan officers:

Reduce the admin burden - no more chasing EOI or following up on HOI status.

Avoid last minute surprises - no more scrambling to resolve insurance issues before closing

Give borrowers a better experience - let Covered be the insurance expert so you can take care of the rest.

Value for lending leaders: Fewer delays. Happier borrowers. Loans that close.

Homeowners insurance delays are among the most common and most avoidable reasons loans don't close on time. The nCino integration with Covered gives your team a proven solution that works quietly in the background, so your loan team can focus on what they do best.

This integration supports lending outcomes
like:

Fewer delays and less fallout - your borrowers get the right policy at the right time through a guided shopping
experience.

Insurance expertise without the overhead
- Covered's US-based licensed advisors, built
for mortgage, handle all of the complexity of
todays' insurance market on behalf of your
borrowers.

A better borrower experience - Covered's
4.8 Trustpilot rating reflects the quality of
the borrower experience - one that reflects
well on your institution.

Nationwide coverage from carriers we trust

Not all carrier networks are created equal. We've curated a list of 80+ top-rated national and regional carriers specifically chosen for mortgage workflows—helping your borrowers find coverage, even in complex risk scenarios.