COVEREd Inustry News

INSURANCE NEWS YOU CAN ACTUALLY USE.

Plain-English news on the insurance and mortgage changes that affect your home. We tell you what's happening and what to do about it.

Home Insurance

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Florida Citizens Policyholders Face Takeout Deadlines That Can Affect Their Mortgage Escrow

Florida Citizens takeout deadlines are November 5 and December 4. See how a policy transfer can affect your mortgage escrow and what to confirm with your servicer.

Rose Luna

November 2, 2026

What the New Housing Executive Order Means for Your PMI and Refinance Costs

A new executive order targets PMI and refinance title costs. See what it changes for current mortgage holders, what it leaves out, and what you can do now.

Rose Luna

November 2, 2026

Florida Just Approved Home Insurance Rate Decreases. Here's What It Signals for Homeowners.

Florida regulators approved home insurance rate decreases for four insurers in September. Here’s what it signals for the market and your mortgage payment.

Rose Luna

October 7, 2026

Your Mortgage Servicer May Soon Tell You to Drop PMI. Here's How It Actually Works.

A new FHFA rule lets Fannie Mae servicers tell borrowers they may be able to cancel PMI. Here’s how PMI cancellation actually works and what it takes to qualify.

Rose Luna

October 8, 2026

Insurers Are Dropping More Homeowners. Here's What a Nonrenewal Means for Your Mortgage.

Insurers are dropping homeowners at rising rates, per new NAIC data. Here’s what a nonrenewal means for your mortgage and what to do if your carrier drops you.

Rose Luna

October 7, 2026

New Roof Insurance Rules Are Now in Full Effect

New Fannie and Freddie rules let you insure your roof at actual cash value, now fully in effect. Here's the trade-off before you drop replacement cost coverage.

Rose Luna

September 24, 2026

Flood Insurance Faces a September 30 Deadline

Flood insurance could stop selling if Congress misses the September 30 NFIP deadline. Here's what a lapse means for your closing and how to plan ahead.

Adam Hochberg

August 21, 2026

New Federal Rules Could End Escrow Interest for Some Homeowners

New OCC rules could end escrow interest for homeowners in 14 states. Here's who it affects, why states are suing, and the part of your escrow bill you can control.

Adam Hochberg

August 21, 2026

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