Covered embeds homeowners insurance technology directly into lender workflows, helping mortgage teams streamline closings and retain more borrowers.
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*References to “3 of the top 10 residential mortgage servicing companies” are based on MSRs serviced rankings published by National Mortgage News (“20 Residential Depository Lenders with the Largest Total Origination Volume,” Q2 2025). Rankings and lender participation are determined by National Mortgage News’ independent methodology and are subject to change. The inclusion of such lenders does not constitute an endorsement or partnership, and results may not reflect the full market of residential lenders.
Designed to minimize HOI-related issues and keep loans moving.
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Borrowers can access quotes from 55+ top-rated carriers directly within leading LOS, POS and CRM systems.
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Covered retrieves evidence of insurance on behalf of your borrowers and returns it directly to your LOS, POS or CRM.
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Covered insurance agents are specially trained in homeowners insurance and mortgage requirements. They can help your borrowers get the coverage needed to close a loan.
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We know that borrowers need homeowners insurance to close their loan. We work with carriers that specialize in high-risk scenarios—making HOI coverage issues less likely.
Designed to strengthen relationships at refi and retain more borrowers.
Borrowers can quickly compare their current policy to alternative options—right in your LOS, POS or CRM.
Covered can help borrowers identify opportunities to lower monthly costs by reducing their insurance premiums.
Use insurance savings as a lever to lower borrower premiums, increasing borrower satisfaction and loyalty.
Covered works natively within your existing mortgage technology stack. Our pre-built integrations with Blend POS, Blue Sage Solutions and ICE Servicing Digital, mean faster deployment, streamlined integration, and seamless borrower experiences.
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Learn more
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Covered offers a comprehensive suite of insurance products for your mortgage customers, not just homeowner’s insurance. We offer insurance products that span the full range of borrower needs, including: flood, auto, renter, pet, bundling, and so much more.
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Covered is the digital insurance agency designed to solve the unique pain points that mortgage institutions deal with regarding insurance.
Covered is designed to help mortgage enterprises optimize insurance outcomes across the entire mortgage lifecycle—from origination to refinance to servicing.
With access to 55+ top-rated carriers across all 50 states, we can help your customers secure the right coverage at the right price—even in complex risk scenarios. Our licensed, U.S.-based agents specialize in homeowner and mortgage-driven needs.
Our API-first platform integrates seamlessly with leading mortgage technologies and comes ready with intuitive UX patterns, real-time data insights, and turnkey workflows.
Not all carrier networks are created equal. We've curated a list of 55+ top-rated national and regional carriers specifically chosen for mortgage workflows—helping your borrowers find coverage, even in complex risk scenarios.
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Average annual customer savings
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NPS Score From Borrowers
*Based upon anonymized savings data for dwelling insurance from 7/31/2023 - 6/30/2024 **NPS® calculation averages post-purchase customer satisfaction surveys from 9/24/2024 - 2/28/2025.
Covered’s services were developed with compliance in mind to address state and federal regulations such as GLBA and RESPA. Covered’s internal controls and policies are SOC 2 Type II certified. We align with CFPB guidance as it relates to settlement service providers and financial service marketplaces.
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We’ve put together answers to our most frequently asked questions to save you time.
Covered is purpose-built for independent mortgage banks, credit unions, banks, and pure servicers.
Covered offers a variety of flexible implementation offerings that we can tailor to your business, including a number of pre-built, turnkey integrations with Blend, ICE Servicing Digital and Blue Sage Solutions. Contact us to learn more.
Unlike most insurance agencies, Covered specializes in homeowners insurance and working with mortgage institutions. We offer dedicated difficult market access, work with 55+ carriers, and are 50-state licensed. Covered was built to solve lender and servicer pain points throughout the full mortgage lifecycle.
Covered’s services were developed with compliance in mind to address state and federal regulations such as GLBA and RESPA. We align with CFPB guidance as it relates to settlement service providers and financial service marketplaces, and our internal controls and policies are SOC 2 Type II certified.
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Hours of Operation
Monday to Friday
6 AM to 7 PM MDT
Saturday and Sunday
Closed
Call Us
833-487-2683
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“Quotes are presented solely for your convenience. Savings may vary. Rates are subject to change based upon the specific coverage you select and other factors that apply to your situation. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.”